
Author
Vilochanee Naidoo (FCIPS & ACG) is a qualified
Procurement Executive with deep expertise in Finance, Banking, and Supply Chain
Management. She has led teams at blue chip organisations to save millions and is an
accredited Fellow of the Institute of Procurement and Supply.
She is passionate about helping people from all walks of life achieve their financial goals and
has been involved in outreach programs such as World Vision’s “Sponsor a Child” Program,
which supports the global education of children. She is also a patron of Nkosi’s Haven in
Johannesburg, and a speaker on all topics of empowerment.

Proceeds from Money Smart are donated to
Nkosi’s Haven to support children.
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To do what you want to when you want to...
Tsitsi Musasike
author of Moneynomics

Vilochanee Naidoo selflessly shares what she knows about creating a constant flow of financial abundance through this book. Her wide range of skills in procurement and finance will help you achieve the financial freedom you've always dreamed of. Finally, a book that will make you debt-free!
Colin Smuts
Customer
When I wrote the testimonial for Money Smart, I had no idea that the book would turn out as delightful as it is! It is really a handy, easy to read manual on how to look after money. So many of these books have been dull presentations, that people put aside, whereas the attractiveness and smart presentation makes it a ready companion to consult. I trust it becomes a best seller!

Mduduzi K. Luthuli
Co-founder and Director
Luthuli Capital
The rules of engagement for wealth have been the same for centuries and continue to be used by the wealthy. Vilochanee has revealed the secrets and myths that hold most South Africans back financially. This book is about making smart financial decisions, not about working hard. Your lifestyle choices should be first and foremost, ahead of managing your money, and not the other way around.

John Moakler
author of Heal Thy Wealth

So much has been said on how to become financially successful and independent, but Money Smart will begin your journey to awareness of and understanding your finances. Uncover the thought patterns that have been hindering your monetary growth, and get rid of the pitfalls to your own financial success.
Tsitsi Musasike
author of Moneynomics

Vilochanee Naidoo selflessly shares what she knows about creating a constant flow of financial abundance through this book. Her wide range of skills in procurement and finance will help you achieve the financial freedom you've always dreamed of. Finally, a book that will make you debt-free!
Colin Smuts
Customer
When I wrote the testimonial for Money Smart, I had no idea that the book would turn out as delightful as it is! It is really a handy, easy to read manual on how to look after money. So many of these books have been dull presentations, that people put aside, whereas the attractiveness and smart presentation makes it a ready companion to consult. I trust it becomes a best seller!

Mduduzi K. Luthuli
Co-founder and Director
Luthuli Capital
The rules of engagement for wealth have been the same for centuries and continue to be used by the wealthy. Vilochanee has revealed the secrets and myths that hold most South Africans back financially. This book is about making smart financial decisions, not about working hard. Your lifestyle choices should be first and foremost, ahead of managing your money, and not the other way around.

John Moakler
author of Heal Thy Wealth

So much has been said on how to become financially successful and independent, but Money Smart will begin your journey to awareness of and understanding your finances. Uncover the thought patterns that have been hindering your monetary growth, and get rid of the pitfalls to your own financial success.




How to Be Finance-Savvy and Live a Wealthy Life